Sorry to disagree... those are generally program affiliations or affinity groups. Decent programs, that are readily available but you don’t get any professional guidance. They’re frequently insurance company marketing efforts offering a small discount to members. The companies often pay to play with advertising or sponsorship fees. On the same premise, that you want your clientele to seek you out as a professional with specialized knowledge, that’s what you should be doing when protecting your ass-ets.... IMO, one size does not fit all.