Regarding the Titanic.  There were many immigrants and lower "status" individuals on the 3rd level.  Of the 1,500 who died, a good # were 3rd class passengers.  I seriously doubt 1st class passengers were onboard for the same reason.  Apparently, regulations were lax, what few existed at the time were ignored.  In particular the # of life boats.

Maybe now there will be stricter rules and consequences for those "thrill" seeking individuals with money burning a hole in their pockets and those who willingly take it.  It is particularly tragic that the young man (19) on board allegedly didn't want to go but wanted to please his dad for Father's Day.