The 230 regulation is explained in Terry53029's reply above.

I understand the poster just wants an easy, no additional cost, method of collecting the prep fee. Don't we all. However the banking industry controls that type of transaction, Direct Debit from a bank account.

If Intuit decided to implement this option, it would probably be farmed out to a third party provider and cost a ridiculous annual amount on top of the software.

Most banks have a free, on-line method of paying anyone from the customer's account, electronically or by mailed check. I have several clients pay me directly from their bank accounts.

Best method, get paid before you file the return, use a Bank Product if you're in doubt the client will pay.