qbteachmt
Level 15

Right; for using the 1099-R as a temporary measure for something from the previous year, avoid using anything that adds the penalty, as well. Good comment.

Also remember that any withholding from 2020 is "all used up" at this point and won't apply to carryforward years.

*******************************
"Level Up" is a gaming function, not a real life function.
0 Cheers