PROBLEM SOLVED INDEED PILOT ERROR, MY FAULT.

The heads-up message following the error checking to zero saying to claim the child (21 year old) as a dependent the (ie "qualifying") child must be a being a full-time student or (the "other dependent") have gross income less than $4400 really threw me off.  

I think the error was an e-file issue unrelated to this.

I believe its solved but we covered the distinction between a dependent qualifying child and other dependent.

Thank you all for your support - I really don't know if I would have figured it out without your input and it could have cost the client lost credits.

Yours truly,

JV

Viva IAC !!!