Seems like this is an annual rant….. there’s a 1099s in your paperwork for 570k and a 1099R for 50k (of course early dist)…. let me guess.. You sold your 2 family that you bought in 2001 for 200k, cashed in your 401k and used all the money to buy new 1 family home? Neither the realtor or attorney mentioned that you may owe some taxes? … this isn’t going to end well….