Hi All,

Thank you for this discussion as I have the very same issue, and it has been very confusing trying to determine how to report computed earnings without a 1099.  Cleint made excess contributions for 2019. 2020, and foru months of 2021 thus far.  We have corrected all of these contributions, as well as earnings, by withdrawing funds from the ROTH.  I understand that we will report the excess contribution for 2019 on Form 5329 and pay the 6% penalty.  However, for 2020 and 2021, we have corrected it in a "timely manner" and will only owe taxes on the computed earnings, which the custodian (TRPrice) has provided us, but again, we have no 1099 for 2020 as yet, since the funds just came out a few days ago.  As I have followed this discussion, I think that I understand that the earnings will not be reported on 2020's return, but next year, 2021, when we have a 1099 showing the distribution and earnings.  Do I have this right?  Thanking you in advance for any guidance.