Hi! I have a client - two people who got married in 2020.

At the time of the first two economic impact payments, the taxpayer did not qualify for the stimulus checks due to income being over the threshold for a single taxpayer.

When married filing jointly, the taxpayer and spouse are now under the 150k income threshold (taxpayer made significantly more than spouse in 2020).

The spouse claims they have not received the second economic impact payment (spouse had lower income and was eligible to receive both EIPs).

I saw a post on here saying it is best to be conservative and NOT claim the recovery rebate credit in case the IRS says the check is in the mail? And that the IRS will sort it out? 

I am leaning towards filing the return without claiming the credit - not even for the amount related to the spouses missing second payment.

thoughts?