The 3rd account title is IRA....FBO (client)....  So yes it was set up as an IRA account.  Seems that client was working with a financial advisor - for what that is worth.  Yes, it was a traditional IRA.  No she didn't put back the RMD by August 31, 2020, since this last withdrawal/transfer, etc. didn't happen until after that date.  Sorry if I wasn't clear on the transactions.

As for #2, I now understand that if she withdraws the money prior to 4/15, that "excess contribution" doesn't get reported on the tax return.