The excess Contribution to ROTH IRA will be withdrawn before the due date of the return, which is 4/15/2021, and yes, the excess withdrawal will be reported on the 2020 Tax Return to zero out the ROTH contribution to avoid the 6% excise tax.

However, the earnings due to the excess Contribution will also need to be withdrawn by 4/15/2021.  If the earnings is withdrawn in 2021, will be earnings be reported on the 2020 tax return as well?  How do I report this because Form 1099-R will not be issued until after 4/15/2021?

Has anyone ever dealt with this before?

Sui