You should be following Notice 2020-50.

Not making as much Profit as planned isn't being harmed. Not being able to operate as planned is a type of harm. Make sure the client "gets the story straight."

"I had the 'Rona for about 2 1/2 weeks and it was really only bad for 2-3 days."

That doesn't really apply. Some people are dead, too. They've been impacted.