rbynaker
Level 13
06-24-2020
04:01 PM
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The rules are quirky. The data entry is even more quirky. I can't tell if you have an actual excess contribution problem or just a software data entry problem so I'll briefly address both.
The "catch up" rules require that the spouse make their own $1K contribution to their own account. Sounds like you already know that. If the taxpayer contributed $9K through the employer though, there is an excess contribution that should be fixed by 7/15/20.
For data entry, you'll have two 8889 forms. In ProSeries they're 8889-T and 8889-S. Mark each form that TP & SP are covered by a family plan and the months. Then down below there's a box to "allocate" the total contribution limit between TP and SP.
Rick