TaxGuyBill
Level 15

@kaseyCPA wrote:

Lady earned $15K, and has a kid, 


It sounds like Advance credit (column C of the 1095-A) was NOT paid, right?

Assuming that is the case, your client does not qualify.  Their income is too LOW.  They are below 100% of the Federal Poverty Level, which disqualifies the Premium Tax Credit.