JeremyNJ
Level 3

Your are thinking about this way too much.  It doesn't matter what is distributed from the IRA, cash or assets, the value of it is what is income, and that same value is what counts as a QCD if it goes to charity.  The brokerage firm gave you the description of what was distributed and that is what they used to calculate the income.   Use that as the QCD amount.  

View solution in original post