TaxGuyBill
Level 15

Bummer.

Next questions are (1) Is he married and (2) if so, does the 1095-A also cover someone else in his family?  If so, check out if filing as Married Filing Separately would help.  The 1095-A would be split, and if one of the spouse's incomes is under 400% of the Federal Poverty Level, that portion of the repayment would be limited.