TaxGuyBill
Level 15

@Just-Lisa-Now- wrote:

This may be all a moot point, Ive seen that some student loans look at Household income, not just the borrowers income, so splitting them up might not even help.  They should really check into the nuances of the loan to make sure this is worth the hassle.


 

Maybe there are different programs, or maybe the client filed a Joint loan application?  Generally, MFS allows a lower payment.

https://studentaid.gov/manage-loans/repayment/plans/income-driven/questions#married-borrowers