@Skylane Paying off the note at closing is easy in a rising market.  But when the home was refinanced two years ago and the solar added about the same time, the 2024 selling price is probably less than the 2022 valuation, even before closing costs. 

This, from last July,  is not the first case we have seen of consumer fraud in the solar racket:

"PHOENIX – Attorney General Kris Mayes, along with the U.S. Department of Justice and the Federal Trade Commission, sued [company] and one of its lead generators, [company] and its owner [individual name], for violations of the Federal Trade Commission Act, the Federal Telephone Solicitation Rule, the Arizona Consumer Fraud Act, and the Arizona Telephone Solicitations Act in connection with unlawful telemarketing sales calls and misrepresentations relating to the sale and installation of residential solar panels in Arizona and beyond."

And the terms of the note you cite are great for people who believe in tax credits for dealer incentives, not for green energy.  "25 yr note: from July 22 Amount financed 25K @ 1.99%"  The dealer obviously bought down the interest rate, added that to the selling cost, and the buyer claimed a credit on the points along with the solar panel.  There oughtta be a law . . .