@TaxGuyBill in my opinion many people are stressed about this because it is unnecessary BS.  An Old Timer who was active in politics, the Democrat Party that is, told me many years ago not to believe in everything that they tell you, because sometimes there is the "official reason" and sometimes there is the real reason. Sort of like the "official reason" that we went to war against Iraq, remember that Bill? Wasn't the official reason the "weapons of mass destruction"? Where are those mythical weapons of mass destruction Bill?