So I helped a client take her RMDs in Jan of 2023 for both 21, and 22.   It was a substantial amount...

Neither return had been filed. She requested an extension and I am preparing both years now.  Can I just add the form 5329 to each year, list amounts taken late?

She still has not taken her RMD for 2023 so I am trying to assist her to get that ball rolling also. Shes in her 80's and her memory not the best.

Any thoughts?

0 Cheers