Hi,

I could not e-file because I got this error message "The e-File database indicates that Form 8962 or a binary attachment with description containing "ACA Explanation" must be present in the return."

Then I asked the client if she had health insurance that she bought from the market place (Obamacare) that requires a form 1095-A. She said no, and she sent me a 1095-B. In 2022 she only had Medicaid (medical insurance for low income). 

What do I do now? Can I fake a 1095-A with same amount across 3 columns?

Another option is to mail it with USPS.

Thanks for your help,

Yung