@TaxGuyBill 

My client has a 1095-A. He has to repay just over $5K. He lost one of his kids that is on the insurance as a dependent. 

I am talking with him about the allocation for the family and I have read the pub you linked. I don't see anything about who paid for the policy but want to confirm with you that you don't read anything into that either.

Daughter paid 0%, no longer a dependent and moved out of state. Dad has 1095-A with 2 children on policy. He is not getting his SE Health insurance deduction either because he made too much with the 1095A. The insurance is over half of his tax bill.

Thanks for your thoughts