"I'm asking what basis you had for believing it should be taxed in the year withdrawn."

And I have no idea who "you" is that you think you are responding to, since this in an internet community forum of peer users and when the topic originated in April 2021, Five people participated prior to your recent input here.

We are all "you" in this forum. And I think you are asking Lisa, without taking into consideration she learned from this topic. Because that is what this forum is for: we learn from each other.

It's a moot point, a year later.