When a client is owner of the property (was deeded to them), but are not liable for the loan, and they rented a room out to help with the mortgage, are they to report the income on Schedule E or report as other income? (They are not liable for the loan; it was deeded to them). They normally do not rent the room as an investment. The case is a person is charging rent as shared expense since daughter and boyfriend live at home and need to contribute to the mortgage payment.  Thoughts?

Greatly appreciate this community like always.