Without a 1098 and if there is no breakdown on any of the statements, your client may like to contact the office responsible for the loan to find out the exact number or refer to the amortization table for an estimate of the interest payment.

Provided a 1098 was never issued, the interest paid is reportable on Line 8b instead of 8a and no EIN would be required.

You should also refer to the property tax bill and adjust the deductible amount for HERO as well as local benefits taxes, if any.