I have a client who has her 3 non-dependent kids on a 1095-A.  They are allocating 100% of the premium to her and 0% to her kids.  I was able to get hers taken care of, however, when I tell Lacerte that each of her kids are allocated 0%, I get a diagnostic that enrollment premiums or advance payment of PTC must be entered on Form 8962, Part II, line 11.  It's telling me the return must be filed as a paper return.  Is that correct or am I entering this incorrectly?  I entered all of the monthly premiums but the allocation of 0% generates that diagnostic.  Is there a way to still get this to efile?