Thanks @IntuitBettyJo - the IRS does not generally update their schema and business rules for efiling for disaster declarations. These disaster declarations happen every year (i.e. California wildfires, tornados  in certain cities/counties, etc). This year just happens to be whole states that are affected. The IRS does not allow direct debit of payments after the original due date of the return (5/17 for this year for this purpose). The IRS handles all of these disaster declaration extensions on the backend by not calculating interest and penalties for returns filed in the affected zip codes if the return is filed and paid before the disaster due date (6/15 in this case). Lacerte has never updated the product for these disaster declarations due to the issues with the IRS efile business rules and schema.