Or, I guess I could post a question on a tax professional discussion board asking if anyone already knows what the consensus is, so I don't have to do this myself?

What is it with you "Level 15"s?  Do you not know the purpose of this discussion board?  The original response was not helpful at all.  It didn't answer my question.  It's as if you want to provide an answer to the question you want me to ask (not the question I actually asked), instead of just not responding and letting someone else who may know respond.  

Thanks for torpedoing my OP.