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How to enter Form 1095-A in ProConnect Tax

SOLVED•by Intuit•46•Updated 1 month ago

Form 1095-A is used to report certain information to the IRS about family members who enroll in a qualified health plan through the marketplace. Form 1095-A is also furnished to individuals to allow them to:

  • Claim the Premium Tax Credit, Form 8962.
  • Reconcile the credit on their returns with advance payments of the premium tax credit (advance credit payments).
  • File an accurate tax return.

For tax years 2023-2025:

Taxpayers with a household income that exceeds 400% of the federal poverty line for their family size may be allowed a PTC. For more information, click here.

Follow these steps

  1. In ProConnect Tax, go to the Input Return tab.
  2. Select Credits from the left menu.
  3. Select Premium Tax Credit (1095-A, 8962) > then Form 1095-A - Health Insurance Marketplace Statement.
  4. Complete the Recipient Information (Part I) section (from Form 1095-A); this won't flow to a form or schedule—it's for informational purposes.
    1. Select the box Spouse is recipient (if applicable).
    2. Enter the (1) Marketplace identifier.
    3. Enter the (2) Marketplace assigned policy number.
  5. Scroll to the Covered Individuals (Part II) subsection.
  6. Enter and complete the applicable information for each covered individual.
  7. Enter the Coverage Start Date.
  8. Enter the Coverage Termination Date (if applicable).
  9. Scroll to the Coverage Information (Part III) subsection.
  10. Complete Monthly Enrollment Premiums, Monthly Second Lowest Cost Silver Plan (SLCSP) Premiums, and/or Monthly Advance Payment of Premium Tax Credit based on the information from Form 1095-A.
  11. Select the + from the top to create a new tab and add an additional Form 1095-A (if the taxpayer received multiple 1095-A forms).

Resolving reject error F8962-070

Starting in tax year 2023, if the taxpayer, spouse, or dependents enrolled in the marketplace, even if they never activated their policy, the marketplace may have issued them a 1095-A. If the return is e-filed without the 1095-A the IRS will reject the return with error F8962-070, which reads as:

"The e-file database indicates that Form 8962 or a binary attachment with description containing 'ACA Explanation' must be present in the return."

To solve this reject, you'll want to attach a PDF - explaining why the 1095-A wasn't reported with the return, and on the e-file PDF/Miscellaneous screen, for the Link to form (defaults to main form) field, select ACA Explanation from the picklist.

If the taxpayer is unsure, have them contact HealthCare.gov to search for all the SSN's on the tax return.

Monthly Enrollment Premiums

  • This column is the monthly premium amount for the policy in which you enrolled.
    • Amounts entered in Lines 21–32 will flow to Form 8962, Lines 12–23, column A.
    • An amount entered in Line 33 will flow to Form 8962, Line 11, column A.

Monthly Second Lowest Cost Silver Plan (SLCSP) Premiums

  • This column is the monthly premium amount for the second lowest cost silver plan that the marketplace has determined applies to members of your family enrolled in the coverage. This premium is used to compute your monthly advance credit payments and the premium tax credit you claim on your return.
    • If no information is entered in this column, see the Instructions for Form 8962, Part 2, Premium Tax Credit Claim and Reconciliation of Advance Payment of Premium Tax Credit.
    • Amounts entered in Lines 21–32 will flow to Form 8962, Lines 12–23, column B.
    • An amount entered in Line 33 will flow to Form 8962, Line 11, column B.

Monthly Advance Payment of Premium Tax Credit

  • This column is the monthly amount of advance credit payments that were made to your insurance company to pay for all or part of the premiums for your coverage.
    • If advance credit payments weren't made, information doesn't need to be entered in this column.
    • Amounts entered in Lines 21–32 will flow to Form 8962, Lines 12–23, column C.
    • An amount entered in Line 33 will flow to Form 8962, Line 11, column C.

A client indicates they had marketplace coverage and hasn't yet received their 1095-A. Should they wait to file until they receive the form?

  • Yes, IRS guidance is to wait until the form is received to file a return.

Do clients that will receive a 1095-B or 1095-C also have to wait?

  • No, clients with non-marketplace coverage will receive a 1095-B or C but that is for informational purposes only and is not required to be received prior to filing the return. 1095-A recipients, on the other hand, need to wait to receive their statement before filing.

If I have annual totals on the 1095-A, do I have to enter the monthly amounts as well?

  • No, if you have annual totals, you can enter that in the Coverage Information (Part III) section for Line 33.

Who receives a 1095-A?

  • The Form 1095-A instructions indicate who's sent the form for themselves or a household.  Form 1095-A is used for marketplace coverage obtained through federal or state exchanges.

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