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Question is QB bank feed rules description is limited to looking at the Downloaded as column. Best will be to have a choice between Bank Memo of Downloaded as field. Some banks has the same definition in the first line on the account such as ELECTRONIC/ACH DEBIT and the detail comes in as Bank Memo. In this situation rules become obsolete. It seems like this issue has been around since 2019 but Intuit hasn't taken the time to rectify it. If anyone knows a better way to design a rule based on Bank Memo please advise it will be much appreciated.