The insurance claim is applied to whatever got claimed against and got repaired/replaced/destroyed. You cannot write off a loss and then get reimbursed for it, and not report that exchange; or, got the value, which affects the basis. Hard to give specifics on something not identified.

The pet fee is just income. It's the same as rent, but didn't need to be reported in Box 1.

Hard to know if the utilities was a return of the landlord/owner's deposit, or some rebate from an electric coop or?