"the QB lady isn't a tax professional. Her expertise lies in the world of bookkeeping and Quickbooks"

And business financial management, as well as "user support." QB is a tool, as is Lacerte (which I helped my father use). You will notice I also reply to Windows computer questions, because I have taught Windows. I have a programming background and do some custom integration. Lacerte and QB include database tools, and I access the Intuit SDKs (software developers kits) from my Intuit developer account.

I am a professional in this; I am the person that the CPAs put between themselves and their clients, to help keep the clients up and running and ready for the CPA, to keep the CPA out of the woods and off the front line of fire. That is why I know it is possible you get 1099-NEC, -B, -OID, and even -INT. And I know what matters.

I try to be helpful where I can, since I also learn from so many people here, and this is about the only way I can return the favor.

That's why I encourage people to be precise and give all the info that matters.