qbteachmt
Level 15

Have them take a corrective distribution and contribute this to the RDP's own HSA account.

"If you over-contribute to an HSA and don't correct it, you must pay a 6% penalty each year on the excess that remains in your account. But if you catch the mistake before you file taxes (including extensions), you can avoid the penalty by withdrawing the excess, plus any investment or interest earnings."

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