"Stupid" is such a weak adjective. I have avoided its use since junior high. What we need here is something like "inexplicable." Intuit decision makers get paid too much money to be accused of lacking intelligence. Why won't they tell us their reason?
"Rule" is not the right word either. Czars make rule for peasants. Corporations don't make rules for customers. Let's call it what it is -- a limitation.
The software review season is coming up. When asked, or when given the opportunity to comment, everyone should make sure they mention this "inexplicable limitation."