A client's husband died in December, 2017.  In 2020 she received a 1099-C for the Cancellation of a credit card debt in her husband's name.  The Code on the 1099-C is G, indicating the cancellation was due to a policy to discontinue collection.  It seems unreasonable for the spouse to be responsible for tax on the sum forgiven.  The client has very limited financial resources.  Has anyone experience to share?  

Paula