Logic states that code G would be the best.  I just haven't found anything that states any rules past living in an area with only one carrier.  We all know all tax law has the exceptions to the exceptions.  I just find lack of information from IRS or many other places on this exception.  It is a great "loophole" for many but without much clarification let the notices and court cases line up.  If you have anything can you share please.  I appreciate your prior response/help.