Hello, you do not have to feel sorry, and it is good you ask because we are all everybody here to learn, nothing is basic, it is something new. The CARES Act allows taxpayers to defer 50% of the social security tax from self employment due to the virus. It means the self employment tax will be reduced this year but it will have to be repaid between tax years 21 and 22. Everybody or most of all tax professionals think we have to be cautious about this election because it will increase your taxes next and the following year. Just be aware of the provision, if want you keep as it is, just enter 0 on line 18 and the self employment tax will remain the same. Just be aware and informed taxpayers that this deferment might increase their tax bill the following year. Thank you and good luck.