Just wait a little bit Eileen, they need to update both Forms 8915E and the 1099R. If you scroll down the 1099r entry form you will see a part to mark Coranavirus Disrtibution and I believe that should be the waiver for the 10% penalty. You could even see a message that the form is not finished and could benefit the taxpayer. I believe that will wait the penalty and the 8915E will give that and other options too. Thank you.