wethepeople
Level 3

Here is the information on the Spouse with regard to her Roth IRA Distribution:

She is also under 591/2 and has had the plan for more than 5 years. I believe this makes the withdrawal a non-qualified distribution

Her 2019 Form 1099-R shows she had a Total distribution and a Distribution code of J.

Basic Program subtracted her Roth Contributions and included the difference on Line 4 b of Form 1040. There was also a 10% Additional Tax as she had no exceptions.

On the Massachusetts return her Roth Contributions were subtracted from the Gross Distribution and the balance was taxed.

Thanks for your help.

 

 

 

 

 

 

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