I read this in the NY Times Q&A summary of the recently passed rescue bill. The reasoning is that folks ought not have to sell their deflated stocks in order to take out the 2020 RMD. This might be something to inform clients about.... Also the 10% penalty for withdrawing from a 401K or IRA before age 59 1/2 may be waived. That was common during the 2008 financial crisis, but the penalty was not waived then.