BobKamman
Level 15
02-27-2020
05:01 PM
- Mark as New
- Bookmark
- Subscribe
- Permalink
- Report Inappropriate Content
I would subtract the LTC benefits from the LTC costs only. Also, I think there's a $370 daily limit on nontaxable benefits. I haven't seen any returns where benefits exceeded costs, but I have a couple clients who are paying on two policies (not sure why) so might profit from dementia or other ailments. Also, policies that cover in-home nursing care might pay more than $11K/month.