klese
Level 1
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Well the article you reference certainly seems to answer the question.  

I spent a half hour on the phone with the IRS today who told me that my client could contribute, and he referenced the "over 21, made $600, etc."  When I said I believed that referred to an employer sponsored plan,  he said he didn't want to argue semantics.

That's the expert.

Thank you!

 

 

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