Same situation here.  1099-R box 1 $7k, box 2a $7k and box 2b checked.  The client contributed $7k on 12/3/2021 and withdrew the funds on 12/10/2021.  Fidelity issued him a 1099-R for 6 cents earnings in the 7 days. If I report on the Additional Distribution Information page of the 1099-R worksheet by checking box A4 the $7k gets included in income.  If I check the box on B1 the $7k does not show up in income.  The $7k should not be included but A4 seems to me a more depiction of the transaction than B1.