qbteachmt
Level 15

You want to read the rules and provisions that were in place before the SECURE Act. Example:

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary

The grandfather's death doesn't impact the husband's inherited IRA from his spouse. Don't try to link something that would not be applicable. That first inheritance is non-spousal, but now you are dealing with the spousal one.

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