rbynaker
Level 13

According to the IRS Worksheet (posted on the website on Friday evening--so take that for what it's worth) you "Include the full amount of unemployment compensation you received in 2020 on Schedule 1, line 7."

https://www.irs.gov/faqs/irs-procedures/forms-publications/new-exclusion-of-up-to-10200-of-unemploym...

If not covered under a retirement plan you might see if a deductible IRA contribution would help.  You might also do an analysis of MFJ vs MFS.