Thank you!

Our clientele is high end but the person I bought this practice from 7 years ago accepted credit cards and they many of them are just use to it and of course want the points!

I would say only 50% pay with credit card and only about 5% might actually have cash flow issues. I don't mind credit cards once in awhile but I just need to be more firm. 

Thanks again for your input - I am going to do it for this tax season. I still wish it could all be done with e-signature which is also going to be new for us this season. 

Changes.... ugh...