No problem.  I guess due to the stress of trying to get the fiduciary tax returns filed by the 09/30/2020 deadline, I was too sensitive to the comment at the end of the post.  Also, I apologize for my ignorance.  I thought questions regarding the product are answered by the intuit staff and tax questions are answered by the CPA community.  This morning I learned differently.  It appears I have offended the entire community of volunteers and for that, I sincerely apologize.