@maughact @itonewbie Good News https://www.irs.gov/pub/irs-drop/n-20-51.pdf now allows a two distributions rollover and frees up the earlier beginning of year rule about rollovers. 

Thank you to Spidell for some plain English explanations https://www.caltax.com/news/flash-email/2020-46-irs-provides-rmd-rollover-extensions/

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